@import url('https://fonts.googleapis.com/css2?family=Cardo:wght@400;700&family=Karla:wght@400;500;600;700&display=swap');

:root{
  --royal:#1D4ED8;
  --royal-2:#1e40af;
  --royal-deep:#1e3a8a;
  --gold:#F59E0B;
  --gold-2:#d97706;
  --cream:#FAFAF9;
  --cream-2:#f5f5f4;
  --charcoal:#18181B;
  --paper:#fffbf3;
  --ink:#0a0a0a;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Karla',sans-serif;color:var(--charcoal);background:var(--cream);line-height:1.7}
img{max-width:100%;display:block}
a{color:var(--royal);text-decoration:none}
a:hover{text-decoration:underline}

.container{max-width:1180px;margin:0 auto;padding:0 24px}

.topbar{background:var(--royal-deep);color:var(--gold);font-family:'Cardo',serif;font-size:14px;padding:8px 0;letter-spacing:.5px}
.topbar .row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}

.nav{background:var(--cream);border-bottom:1px solid #e7e5e4;position:sticky;top:0;z-index:50;border-top:3px solid var(--gold)}
.nav .row{display:flex;justify-content:space-between;align-items:center;padding:18px 0}
.brand{display:flex;align-items:center;gap:14px;font-family:'Cardo',serif;font-size:24px;color:var(--royal-deep);font-weight:700}
.brand .one{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;background:var(--royal);color:var(--gold);font-family:'Cardo',serif;font-size:28px;font-weight:700;border-radius:50%;border:2px solid var(--gold)}
.brand .one::before{content:'1'}
.nav ul{list-style:none;display:flex;gap:32px}
.nav ul a{color:var(--royal-deep);font-weight:600;font-size:14px;letter-spacing:.5px}
.nav ul a:hover{color:var(--gold-2)}

.hero{background:linear-gradient(135deg,var(--royal-deep) 0%,var(--royal) 100%);color:#fff;padding:90px 0 80px;position:relative;overflow:hidden}
.hero::before{content:'1';position:absolute;font-family:'Cardo',serif;font-size:780px;font-weight:700;color:rgba(245,158,11,.1);right:-80px;top:-200px;line-height:1;letter-spacing:-30px}
.hero .grid{display:grid;grid-template-columns:1.2fr .9fr;gap:60px;align-items:center;position:relative;z-index:1}
.hero h1{font-family:'Cardo',serif;font-size:60px;line-height:1.1;margin-bottom:22px;color:#fff;font-weight:700}
.hero h1 em{color:var(--gold);font-style:italic}
.hero p.lede{font-size:19px;color:#dbeafe;margin-bottom:28px;max-width:560px}
.btn{display:inline-block;padding:14px 32px;border-radius:4px;font-weight:700;transition:all .2s;font-size:14px;letter-spacing:.5px;text-transform:uppercase}
.btn-primary{background:var(--gold);color:var(--royal-deep)}
.btn-primary:hover{background:#fff;color:var(--royal-deep);text-decoration:none}
.btn-ghost{background:transparent;color:#fff;border:2px solid var(--gold);margin-left:10px}
.btn-ghost:hover{background:var(--gold);color:var(--royal-deep);text-decoration:none}

.fact-card{background:rgba(255,251,243,.08);backdrop-filter:blur(10px);border:1px solid rgba(245,158,11,.4);border-radius:12px;padding:36px;position:relative}
.fact-card::before{content:'\2741';position:absolute;top:-15px;left:32px;background:var(--royal-deep);padding:0 12px;color:var(--gold);font-size:24px}
.fact-card h3{font-family:'Cardo',serif;font-size:22px;margin-bottom:18px;color:var(--gold)}
.fact-card ul{list-style:none}
.fact-card li{padding:12px 0;border-bottom:1px solid rgba(245,158,11,.15);color:#dbeafe;display:flex;align-items:center;gap:12px}
.fact-card li::before{content:'\2741';color:var(--gold);font-size:14px}
.fact-card li:last-child{border-bottom:0}

.stats{background:var(--cream);padding:50px 0;border-bottom:1px solid #e7e5e4}
.stats .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;text-align:center}
.stats .num{font-family:'Cardo',serif;font-size:60px;color:var(--royal);font-weight:700;line-height:1;position:relative;display:inline-block}
.stats .num::before{content:'\201C';position:absolute;color:var(--gold);font-size:30px;left:-22px;top:-4px;opacity:.4}
.stats .lab{font-size:13px;text-transform:uppercase;letter-spacing:2px;color:var(--royal-deep);font-weight:600;margin-top:8px}

.section{padding:90px 0}
.section h2{font-family:'Cardo',serif;font-size:48px;color:var(--royal-deep);margin-bottom:14px;font-weight:700;line-height:1.15}
.section .kicker{font-family:'Cardo',serif;color:var(--gold-2);text-transform:uppercase;letter-spacing:3px;font-size:13px;font-weight:700;margin-bottom:8px}
.section .subhead{color:#52525b;font-size:18px;max-width:680px;margin-bottom:50px}

.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:pillar}
.pillar{background:#fff;border-radius:12px;padding:32px;transition:all .2s;border:1px solid #e7e5e4;position:relative;counter-increment:pillar}
.pillar::before{content:counter(pillar);position:absolute;top:-20px;left:24px;background:var(--royal);color:var(--gold);width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Cardo',serif;font-size:22px;font-weight:700;border:3px solid var(--cream)}
.pillar:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(29,78,216,.1)}
.pillar h3{font-family:'Cardo',serif;font-size:24px;margin-bottom:12px;color:var(--royal-deep);font-weight:700;margin-top:14px}
.pillar p{color:#52525b}

.alt-bg{background:var(--paper)}

.main-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.svc-card{background:#fff;border-radius:8px;padding:26px;border:1px solid #e7e5e4;transition:all .2s;display:flex;gap:18px;align-items:flex-start}
.svc-card:hover{border-color:var(--gold);box-shadow:0 8px 20px rgba(29,78,216,.08)}
.svc-card .num{flex:0 0 48px;height:48px;border-radius:50%;background:var(--royal-deep);color:var(--gold);font-family:'Cardo',serif;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:18px;border:2px solid var(--gold)}
.svc-card h3{font-family:'Cardo',serif;font-size:20px;margin-bottom:6px;color:var(--royal-deep);font-weight:700}
.svc-card p{color:#52525b;font-size:14px}

.process{background:var(--royal-deep);color:#dbeafe;padding:90px 0;position:relative;overflow:hidden}
.process::before{content:'1';position:absolute;font-family:'Cardo',serif;font-size:560px;font-weight:700;color:rgba(245,158,11,.05);left:-50px;top:50%;transform:translateY(-50%);line-height:1}
.process h2{color:#fff}
.process .kicker{color:var(--gold)}
.process .subhead{color:#dbeafe;position:relative;z-index:1}
.process > *{position:relative;z-index:1}
.proc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative;z-index:1}
.proc-step{padding:28px;border-radius:8px;background:rgba(255,255,255,.05);backdrop-filter:blur(8px);border:1px solid rgba(245,158,11,.2)}
.proc-step .step-num{font-family:'Cardo',serif;font-size:42px;color:var(--gold);margin-bottom:8px;font-weight:700;line-height:1}
.proc-step h3{font-family:'Cardo',serif;font-size:20px;color:#fff;margin-bottom:8px;font-weight:700}
.proc-step p{color:#dbeafe;font-size:14px}

.prose{max-width:780px;margin:0 auto}
.prose p{margin-bottom:18px;color:#3f3f46;font-size:18px;font-family:'Karla',sans-serif}
.prose h2{margin-bottom:24px;text-align:center;font-family:'Cardo',serif}
.prose .ornament{text-align:center;color:var(--gold);font-size:24px;margin:24px 0;letter-spacing:8px}

.cta-banner{background:var(--gold);color:var(--royal-deep);padding:80px 0;text-align:center;position:relative}
.cta-banner::before{content:'\2741';position:absolute;top:24px;left:50%;transform:translateX(-50%);color:var(--royal-deep);font-size:24px}
.cta-banner h2{color:var(--royal-deep);margin-bottom:14px;font-family:'Cardo',serif}
.cta-banner p{font-size:18px;margin-bottom:28px;max-width:600px;margin-left:auto;margin-right:auto}
.cta-banner .btn-primary{background:var(--royal-deep);color:var(--gold)}
.cta-banner .btn-primary:hover{background:var(--charcoal);color:var(--gold)}

.form-card{background:#fff;border-radius:12px;padding:40px;box-shadow:0 18px 48px rgba(29,78,216,.12);max-width:760px;margin:0 auto;border-top:4px solid var(--gold)}
.form-card iframe{width:100%;border:none}

footer{background:var(--royal-deep);color:#bfdbfe;padding:56px 0 28px;font-size:14px}
footer .grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:28px}
footer h4{color:var(--gold);margin-bottom:14px;font-family:'Cardo',serif;font-weight:700;font-size:18px}
footer ul{list-style:none}
footer ul li{margin-bottom:8px}
footer a{color:#dbeafe}
footer .copy{border-top:1px solid #1e40af;padding-top:20px;text-align:center;color:#93c5fd;font-family:'Cardo',serif;font-size:13px}

@media (max-width:900px){
  .hero .grid,.pillars,.proc-grid,.main-grid,.stats .grid,footer .grid{grid-template-columns:1fr}
  .hero h1{font-size:42px}
  .section h2{font-size:34px}
  .nav ul{display:none}
}